Coinbase launches DeFi Yield product in 70 countries
Crypto exchange Coinbase has announced that customers in over 70 countries can now earn yield with DeFi.
Compound Finance will be used to generate yields
Cryptocurrency exchange Coinbase says it is opening up decentralized finance (DeFi) to customers who want a share of the high returns from lending and borrowing crypto assets, starting with DAI, a stablecoin pegged to the US dollar. Although Coinbase offers its services in 70 countries, including Germany, Spain, and the United Kingdom, DeFi returns are not yet available to customers in the United States.Customers' DAI is deposited with Compound Finance, which Coinbase describes as an "industry-leading" DeFi protocol. In October, Compound offered a variable annual percentage yield (APY) for providing DAI, ranging from 2.83% to 5.39%. Coinbase explained that the higher rates reflect the unique access to global liquidity and the increased risk associated with DeFi.
Why U.S. customers will not get access to new DeFi services
There is a good explanation for Coinbase not launching the product in the United States. In September, Coinbase CEO Brian Armstrong vented his anger on Twitter when SEC threatened to sue the exchange if it launched its yield-earning product called Lend. Armstrong tweeted that the SEC said Coinbase's Lend was a security. Gary Gensler, the chairman of SEC, repeatedly raised a red flag throughout the year, saying the DeFi industry and the crypto world need more robust consumer protection laws.At this week's hearing before Congress, Coinbase Chief Financial Officer Alesia Haas said, "We still do not have clarity on why our product wasn't allowed to proceed." That means Coinbase needs to have clarity before deciding whether it can continue to offer its yield product in the US. Rather than wait for an answer, Coinbase decided to expand its DeFi offering in regions that have yet to restrict or regulate such activity.
Continue reading by joining Cryptonary Pro
$1,548 $1,197/year
Get everything you need to actively manage your portfolio and stay ahead. Ideal for investors seeking regular guidance and access to tools that help make informed decisions.
For your security, all orders are processed on a secured server.
As a Cryptonary Pro subscriber, you also get:
3X Value Guarantee - If cumulative documented upside does not reach 300% during your 12-month membership, you can request a full refund.
24/7 access to experts with 50+ years’ experience
All of our top token picks for 2025
On hand technical analysis on any token of your choice
Weekly livestreams & ask us anything with the team
Daily insights on Macro, Mechanics, and On-chain
Curated list of top upcoming airdrops (free money)
3X Value Guarantee
If cumulative documented upside does not reach 300% during your 12-month membership, you can request a full refund.
Our track record speaks for itself
With over 2.4M tokens and widespread misinformation in crypto, we cut through the noise and consistently find winning assets.
Our track record speaks for itself
With over 2.4M tokens and widespread misinformation in crypto, we cut
through the noise and consistently find winning assets.
Frequently Asked Questions
Can I trust Cryptonary's calls?
Yes. We've consistently identified winners across multiple cycles. Bitcoin under $1,000, Ethereum under $70, Solana under $10, WIF from $0.003 to $5, PopCat from $0.004 to $2, SPX blasting past $1.70, and our latest pick has already 200X'd since June 2025. Everything is timestamped and public record.
Do I need to be an experienced trader or investor to benefit?
No. When we founded Cryptonary in 2017 the market was new to everyone. We intentionally created content that was easy to understand and actionable. That foundational principle is the crux of Cryptonary. Taking complex ideas and opportunities and presenting them in a way a 10 year old could understand.
What makes Cryptonary different from free crypto content on YouTube or Twitter?
Signal vs noise. We filter out 99.9% of garbage projects, provide data backed analysis, and have a proven track record of finding winners. Not to mention since Cryptonary's inception in 2017 we have never taken investment, sponsorship or partnership. Compare this to pretty much everyone else, no track record, and a long list of partnerships that cloud judgements.
Why is there no trial or refund policy?
We share highly sensitive, time-critical research. Once it's out, it can't be "returned." That's why membership is annual only. Crypto success takes time and commitment. If someone is not willing to invest 12 months into their future, there is no place for them at Cryptonary.
Do I get direct access to the Cryptonary team?
Yes. You will have 24/7 to the team that bought you BTC at $1,000, ETH at $70, and SOL at $10. Through our community chats, live Q&As, and member only channels, you can ask questions and interact directly with the team. Our team has over 50 years of combined experience which you can tap into every single day.
How often is content updated?
Daily. We provide real-time updates, weekly reports, emergency alerts, and live Q&As when the markets move fast. In crypto, the market moves fast, in Cryptonary, we move faster.
How does the 3X Value Guarantee work?
We stand behind the value of our research. If the documented upside from our published research during your 12-month membership does not exceed three times (3X) the annual subscription cost, you can request a full refund. Historical context: In every completed market cycle since 2017, cumulative documented upside has exceeded 10X this threshold.
Recommended from Cryptonary
