Log in

Guide

Guide: The Cashflow Quadrant

Updated: May 22, 2025
Published: Mar 11, 2022
0
Share:

“The Cashflow Quadrant” is a theory proposed by Robert Kiyosaki that seeks to explain why the rich get richer and the poor get poorer. According to Kiyosaki’s theory, there are 2 categories of people: those who see the world through the left side of the Quadrant, and those who see it through the right. 

Post Feature Image

The Cashflow Quadrant is divided into 4 types of people; with 2 in each category. 

size-full wp-image-204989 aligncenter

On the left is E and S. 

E is for employee

According to Kiyosaki, the most important thing for an employee is security. For most, there is nothing riskier than becoming a business owner or an investor. Employees often shy away from risk. They don’t see the need to learn about money or how it works. Education is needed to learn the skills necessary for a high-paying job. 

alignnone size-large wp-image-204987

S is for self-employed

Those in this category are often not good employees and believe that they can do it better themselves. So they only make money when they are working- they own a job, not a business. They still like the idea of security, but have a higher tolerance for risk.

On the right side are B and I. 

B stands for business owner

Business owners don’t own a job. They own a system or product that generates money, even if they aren’t working; they hire people with specialised skills that they need for their business, and they look to delegate rather than keep the work for themselves. The best business owners could leave their company for a long period of time and find it profitable when they return.

Cashflow Quadrant

Our Top Picks:

DOGWIFHAT

DOGWIFHAT

120,650%

SPX6900

SPX6900

17,000%

POPCAT

POPCAT

66,567%

PENDLE

PENDLE

5,002%

SOLANA

SOLANA

2,500%

HYPE

HYPE

1,740%

Don’t miss our next 100X

Trusted by 230K+ investors

I stands for investor

Investors have the highest level of financial education of anyone in the quadrant. They find assets that generate steady forms of income. They then use that income to acquire more assets, growing their wealth further. 

alignnone size-large wp-image-204988

Those on the right earn a ‘passive income’, pay the least in taxes, utilize debt to make money, and hedge against inflation. They know how to keep more money. Those on the left work for ‘earned income’ or the highest-taxed income. 

A study was conducted to show the mindset of those who moved from poverty into wealth. 3 things were seen as determining factor:

1. They held a long-term plan and vision

2. They believed in delayed gratification

3. They used the power of compounding

For Kiyosaki, to move to the right side of the quadrant, one needs to think in terms of acquiring assets that generate a passive income, rather than living from paycheck to paycheck. 

Disclaimer: NOT FINANCIAL NOR INVESTMENT ADVICE. Only you are responsible for any capital-related decisions you make, and only you are accountable for the results.

100% Success Money Back Guarantee

If our approach doesn’t outperform the overall crypto market during your subscription, we’ll give you a full refund of your membership. No questions asked. For quarterly and monthly subscribers this is applicable once your subscription runs for 6 consecutive months.

Terms & Conditions apply

Star

Trusted by 300,000+ traders

Take your next step towards crypto success

Save 50%

$799/year

Get everything you need to actively manage your portfolio and stay ahead. Ideal for investors seeking regular guidance and access to tools that help make informed decisions.

VisaCardImageMsCardImageCoinbaseCardImageSolanaCardImage

For your security, all orders are processed on a secured server.

What’s included in Pro:

  • Success Guarantee, if we don’t outperform the market, you get 100% back, no questions asked

  • 24/7 access to experts with 50+ years’ experience

  • All of our top token picks for 2025

  • Our latest memecoins pick with 50X potential

  • On hand technical analysis on any token of your choice

  • Weekly livestreams & ask us anything with the team

  • Daily insights on Macro, Mechanics, and On-chain

  • Curated list of top upcoming airdrops (free money)

Our track record speaks for itself

With over 2.4M tokens and widespread misinformation in crypto, we cut
through the noise and consistently find winning assets.

/images/advertorial/corpcomm3.webp
/images/advertorial/corpcomm4.webp
/images/advertorial/corpcomm5.webp

Frequently Asked Questions

Yes. We've consistently identified winners across multiple cycles. Bitcoin under $1,000, Ethereum under $70, Solana under $10, WIF from $0.003 to $5, PopCat from $0.004 to $2, SPX blasting past $1.70, and our latest pick has already 200X'd since June 2025. Everything is timestamped and public record.

No. When we founded Cryptonary in 2017 the market was new to everyone. We intentionally created content that was easy to understand and actionable. That foundational principle is the crux of Cryptonary. Taking complex ideas and opportunities and presenting them in a way a 10 year old could understand.

Signal vs noise. We filter out 99.9% of garbage projects, provide data backed analysis, and have a proven track record of finding winners. Not to mention since Cryptonary's inception in 2017 we have never taken investment, sponsorship or partnership. Compare this to pretty much everyone else, no track record, and a long list of partnerships that cloud judgements.

We share highly sensitive, time-critical research. Once it's out, it can't be "returned." That's why membership is annual only. Crypto success takes time and commitment. If someone is not willing to invest 12 months into their future, there is no place for them at Cryptonary.

Yes. You will have 24/7 to the team that bought you BTC at $1,000, ETH at $70, and SOL at $10. Through our community chats, live Q&As, and member only channels, you can ask questions and interact directly with the team. Our team has over 50 years of combined experience which you can tap into every single day.

Daily. We provide real-time updates, weekly reports, emergency alerts, and live Q&As when the markets move fast. In crypto, the market moves fast, in Cryptonary, we move faster.

If our approach to the market doesn’t beat the overall crypto market during your subscription, we’ll give you a full refund of your membership fee. No questions asked. For quarterly and monthly subscribers this is applicable once your subscription runs for 6 consecutive months.

Recommended from Cryptonary
This Week’s Setup: 03 Nov 2025
PRO
Market Updates
This Week’s Setup: 03 Nov 2025Markets are selling off hard: the dollar’s ripping higher, equities are rolling over, and Bitcoin’s ...
7 min read
Nov 3, 2025
BTC, ETH and More: Rangebound With Critical Supports In Play
PRO
Market Direction
BTC, ETH and More: Rangebound With ...Markets face crucial levels as volatility returns after the Fed rate cut. BTC, ETH, SOL test support...
5 min read
Oct 31, 2025
Big Market Update: What's Next?
PRO
Market Updates
Big Market Update: What's Next?Markets just wrapped a huge week: the Fed cut rates, Big Tech earnings rolled in, and Trump and Xi s...
7 min read
Oct 31, 2025