Log in

Save 35% ($551) & Get a Free 1-1 Call with our Team ⏰ : 0d 2h 59m 44s

Home
Research
Analysis
Community
  1. Cryptonary
  2. Crypto School
  3. Guide: The Cashflow Quadrant
Guide

Guide: The Cashflow Quadrant

Updated: May 22, 2025
Published: Mar 11, 2022
0
Share:

“The Cashflow Quadrant” is a theory proposed by Robert Kiyosaki that seeks to explain why the rich get richer and the poor get poorer. According to Kiyosaki’s theory, there are 2 categories of people: those who see the world through the left side of the Quadrant, and those who see it through the right. 

Post Feature Image

The Cashflow Quadrant is divided into 4 types of people; with 2 in each category. 

size-full wp-image-204989 aligncenter

On the left is E and S. 

E is for employee

According to Kiyosaki, the most important thing for an employee is security. For most, there is nothing riskier than becoming a business owner or an investor. Employees often shy away from risk. They don’t see the need to learn about money or how it works. Education is needed to learn the skills necessary for a high-paying job. 

alignnone size-large wp-image-204987

S is for self-employed

Those in this category are often not good employees and believe that they can do it better themselves. So they only make money when they are working- they own a job, not a business. They still like the idea of security, but have a higher tolerance for risk.

On the right side are B and I. 

B stands for business owner

Business owners don’t own a job. They own a system or product that generates money, even if they aren’t working; they hire people with specialised skills that they need for their business, and they look to delegate rather than keep the work for themselves. The best business owners could leave their company for a long period of time and find it profitable when they return.

Cashflow Quadrant

Our Top Picks:

DOGWIFHAT

DOGWIFHAT

120,650%

SPX6900

SPX6900

17,000%

POPCAT

POPCAT

66,567%

PENDLE

PENDLE

5,002%

SOLANA

SOLANA

2,500%

HYPE

HYPE

1,740%

Don’t miss our next 100X

Trusted by 230K+ investors

I stands for investor

Investors have the highest level of financial education of anyone in the quadrant. They find assets that generate steady forms of income. They then use that income to acquire more assets, growing their wealth further. 

alignnone size-large wp-image-204988

Those on the right earn a ‘passive income’, pay the least in taxes, utilize debt to make money, and hedge against inflation. They know how to keep more money. Those on the left work for ‘earned income’ or the highest-taxed income. 

A study was conducted to show the mindset of those who moved from poverty into wealth. 3 things were seen as determining factor:

1. They held a long-term plan and vision

2. They believed in delayed gratification

3. They used the power of compounding

For Kiyosaki, to move to the right side of the quadrant, one needs to think in terms of acquiring assets that generate a passive income, rather than living from paycheck to paycheck. 

Disclaimer: NOT FINANCIAL NOR INVESTMENT ADVICE. Only you are responsible for any capital-related decisions you make, and only you are accountable for the results.

Continue reading by joining Cryptonary Pro

Save 35%

$1,548 $997/year

Get everything you need to actively manage your portfolio and stay ahead. Ideal for investors seeking regular guidance and access to tools that help make informed decisions.

VisaCardImageMsCardImageCoinbaseCardImageSolanaCardImage

For your security, all orders are processed on a secured server.

As a Cryptonary Pro subscriber, you also get:

  • Value Guarantee - If cumulative documented upside does not reach 100% during your 12-month membership, you can request a full refund. Terms

  • 24/7 access to experts with 50+ years’ experience

  • All of our top token picks for 2025

  • On hand technical analysis on any token of your choice

  • Weekly livestreams & ask us anything with the team

  • Daily insights on Macro, Mechanics, and On-chain

  • Curated list of top upcoming airdrops (free money)

Value Guarantee

If cumulative documented upside does not reach 100% during your 12-month membership, you can request a full refund.

Terms & Conditions apply

Star

Trusted by 300,000+ investors

Our track record speaks for itself

With over 2.4M tokens and widespread misinformation in crypto, we cut through the noise and consistently find winning assets.

Our track record speaks for itself

With over 2.4M tokens and widespread misinformation in crypto, we cut
through the noise and consistently find winning assets.

  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
  • Token
/images/advertorial/corpcomm1.webp
/images/advertorial/corpcomm2.webp
/images/advertorial/corpcomm3.webp
/images/advertorial/corpcomm4.webp
/images/advertorial/corpcomm5.webp
/images/advertorial/corpcomm6.webp
/images/advertorial/corpcomm1.webp
/images/advertorial/corpcomm2.webp
/images/advertorial/corpcomm3.webp
/images/advertorial/corpcomm4.webp
/images/advertorial/corpcomm5.webp
/images/advertorial/corpcomm6.webp
/images/advertorial/corpcomm1.webp
/images/advertorial/corpcomm2.webp
/images/advertorial/corpcomm3.webp
/images/advertorial/corpcomm4.webp
/images/advertorial/corpcomm5.webp
/images/advertorial/corpcomm6.webp

Frequently Asked Questions

Can I trust Cryptonary's calls?

Yes. We've consistently identified winners across multiple cycles. Bitcoin under $1,000, Ethereum under $70, Solana under $10, WIF from $0.003 to $5, PopCat from $0.004 to $2, SPX blasting past $1.70, and our latest pick has already 200X'd since June 2025. Everything is timestamped and public record.

Do I need to be an experienced trader or investor to benefit?

No. When we founded Cryptonary in 2017 the market was new to everyone. We intentionally created content that was easy to understand and actionable. That foundational principle is the crux of Cryptonary. Taking complex ideas and opportunities and presenting them in a way a 10 year old could understand.

What makes Cryptonary different from free crypto content on YouTube or Twitter?

Signal vs noise. We filter out 99.9% of garbage projects, provide data backed analysis, and have a proven track record of finding winners. Not to mention since Cryptonary's inception in 2017 we have never taken investment, sponsorship or partnership. Compare this to pretty much everyone else, no track record, and a long list of partnerships that cloud judgements.

Why is there no trial or refund policy?

We share highly sensitive, time-critical research. Once it's out, it can't be "returned." That's why membership is annual only. Crypto success takes time and commitment. If someone is not willing to invest 12 months into their future, there is no place for them at Cryptonary.

Do I get direct access to the Cryptonary team?

Yes. You will have 24/7 to the team that bought you BTC at $1,000, ETH at $70, and SOL at $10. Through our community chats, live Q&As, and member only channels, you can ask questions and interact directly with the team. Our team has over 50 years of combined experience which you can tap into every single day.

How often is content updated?

Daily. We provide real-time updates, weekly reports, emergency alerts, and live Q&As when the markets move fast. In crypto, the market moves fast, in Cryptonary, we move faster.

How does the Value Guarantee work?

We stand behind the value of our research. If the documented upside from our published research during your 12-month membership does not exceed the annual subscription cost, you can request a full refund. Historical context: In every completed market cycle since 2017, cumulative documented upside has exceeded 10X this threshold.

Terms
Recommended from Cryptonary
Market Update: Bitcoin Eyes Key Catalysts
PRO
Market Updates
Market Update: Bitcoin Eyes Key Cat...A volatile macro backdrop continues to dominate crypto markets, with shifting signals from U.S.–Iran...
7 min read
Apr 20, 2026
BTC, ETH and More: Crypto Majors Break Resistance, Upside Structure Holds
PRO
Market Direction
BTC, ETH and More: Crypto Majors Br...The market continues to hold a constructive tone, with key support levels defended and several major...
12 min read
Apr 17, 2026
Q-Day for Crypto: The Trillion-Dollar Security Reckoning
PRO
Bitcoin
Q-Day for Crypto: The Trillion-Doll...Crypto has faced hacks, exploits, and security failures for years, but one line of defence has alway...
17 min read
Apr 17, 2026
Market Update: Bitcoin Approaches Key Resistance as US-Iran Tensions Drag On
PRO
Market Updates
Market Update: Bitcoin Approaches K...The geopolitical backdrop remains tense, but markets are not breaking. As the US-Iran deadlock drags...
9 min read
Apr 23, 2026
Over $750m Was Stolen in 2026: WTF is Going On With DeFi?
Research Report
Over $750m Was Stolen in 2026: WTF ...Nearly $600m has been stolen from DeFi in the last 18 days and over $750m in 2026. Drift was hit on ...
14 min read
Apr 22, 2026
BTC, ETH and More: Bitcoin Maintains Strength
PRO
Market Direction
BTC, ETH and More: Bitcoin Maintain...The market remains tilted toward upside, but recent price action is sending a clear message: strengt...
11 min read
Apr 21, 2026
Market Update: Bitcoin Eyes Key Catalysts
PRO
Market Updates
Market Update: Bitcoin Eyes Key Cat...A volatile macro backdrop continues to dominate crypto markets, with shifting signals from U.S.–Iran...
7 min read
Apr 20, 2026
BTC, ETH and More: Crypto Majors Break Resistance, Upside Structure Holds
PRO
Market Direction
BTC, ETH and More: Crypto Majors Br...The market continues to hold a constructive tone, with key support levels defended and several major...
12 min read
Apr 17, 2026
Q-Day for Crypto: The Trillion-Dollar Security Reckoning
PRO
Bitcoin
Q-Day for Crypto: The Trillion-Doll...Crypto has faced hacks, exploits, and security failures for years, but one line of defence has alway...
17 min read
Apr 17, 2026
Market Update: Bitcoin Approaches Key Resistance as US-Iran Tensions Drag On
PRO
Market Updates
Market Update: Bitcoin Approaches K...The geopolitical backdrop remains tense, but markets are not breaking. As the US-Iran deadlock drags...
9 min read
Apr 23, 2026
Over $750m Was Stolen in 2026: WTF is Going On With DeFi?
Research Report
Over $750m Was Stolen in 2026: WTF ...Nearly $600m has been stolen from DeFi in the last 18 days and over $750m in 2026. Drift was hit on ...
14 min read
Apr 22, 2026
BTC, ETH and More: Bitcoin Maintains Strength
PRO
Market Direction
BTC, ETH and More: Bitcoin Maintain...The market remains tilted toward upside, but recent price action is sending a clear message: strengt...
11 min read
Apr 21, 2026
Market Update: Bitcoin Eyes Key Catalysts
PRO
Market Updates
Market Update: Bitcoin Eyes Key Cat...A volatile macro backdrop continues to dominate crypto markets, with shifting signals from U.S.–Iran...
7 min read
Apr 20, 2026
BTC, ETH and More: Crypto Majors Break Resistance, Upside Structure Holds
PRO
Market Direction
BTC, ETH and More: Crypto Majors Br...The market continues to hold a constructive tone, with key support levels defended and several major...
12 min read
Apr 17, 2026
Q-Day for Crypto: The Trillion-Dollar Security Reckoning
PRO
Bitcoin
Q-Day for Crypto: The Trillion-Doll...Crypto has faced hacks, exploits, and security failures for years, but one line of defence has alway...
17 min read
Apr 17, 2026
Research
Top PicksDeep DivesPassive IncomeAirdrop ReportsMemecoins
Analysis
Market UpdatesMarket DirectionMarket PulseLivestreams
Tools
Market DirectionAssets & PicksAirdropsPortfolio Tracker
Cryptonary
Affiliate programEducationPrivacy PolicyTerms & ConditionsContact UsWrite for usTeam
Stay connected
Disclaimer: The information provided on this website is for educational and informational purposes only and does not constitute financial, investment, legal, or tax advice. Cryptonary is not a licensed financial advisor. All content is shared without any guarantee of accuracy or completeness. You are solely responsible for your investment decisions. Always do your own research and consult with a licensed professional before making financial choices. Past performance is not indicative of future results.

×
popupimage
Our Latest Utility Token Research ReportPreviously locked for Pro members, now available to read in full.
  • tickThe utility token we're tracking closely
  • tickWhy we believe it's still early in the cycle
  • tickWhat we're watching to confirm a structural shift
​
Netherlands

No spam. No hype. Just the research.