PayPal announces its new 'Super Wallet'
Fintech giant PayPal has announced a new app that offers several financial services including "crypto capabilities."
PayPal will offer users a savings account
The new app will partner with Synchrony Bank to offer the 'PayPal Savings' service, a savings account offering APY rates of 0.4%, with no monthly fees or minimum balance.While this is still well below the interest rates offered by many centralized and decentralized crypto lending services, it still beats the national average interest rate of 0.06%. The service also promised to have the necessary regulatory acceptance and oversight that cryptocurrency institutions often lack.
New crypto capabilities
Other new features include gift card management, payment with QR codes, and access to credit within the same app. There will also be the ability to buy, hold and sell cryptocurrencies, as well as a finance tab that provides access to high-interest savings and other crypto features. This could mean users can put their cryptocurrencies to work with methods like staking or maybe even lending. Another interesting feature is that you will be able to use cryptocurrencies to support causes and charities within the app.The announcement suggests that the app will have the basic features of a crypto wallet. Considering PayPal has over 400 million customers, this is a significant step towards the acceptance of cryptocurrencies, and many of these customers will become familiar with this technology.
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