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Square Crypto payment network patent gets approved
Cryptocurrency adoption for everyday payments is faced by the huge hurdle of transaction times and throughput limitations. Although some cryptocurrencies were created with speed in mind, such as XRP and XLM, not everyone would like to use them.
Square Crypto, founded by Twitter’s Jack Dorsey, has been hiring top talent and giving grants to promising candidates to provide a potentially better crypto-payment gateway to users. The problem they set out to solve, in their own words, is that “despite the popularity of cryptocurrencies to date, all cryptocurrencies face the same drawback in that they are not widely accepted. Presently, cryptocurrencies, like bitcoin, are not accepted by most retail merchants, or even by most online merchants”.
The United States Patent Office (USPTO) granted Square Crypto’s patent for a cryptocurrency payment network. Their technology will enable merchants to offer instantaneous payments using digital assets with a specific approach to overcome the risk of violation of laws due to the anonymity of the purchasers.
Additionally, Square Crypto announced an all-new Lightning Development Kit (LDK). The latter will allow “wallet and application developers a convenient way to create custom experiences”. The Lightning Network is a layer 2 application that operates on top of Bitcoin and dramatically decreases its transaction times.
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