Guide: Assets & Liabilities
Robert Kiyosaki offers a definition of Assets and Liabilities that he claims is the key to getting rich. He argues that a strong, financial education is needed to build a strong financial foundation.
And for Kiyosaki, the number one rule to building a strong foundation is that one “must learn the difference between an asset and a liability- and buy assets.” He suggests that many people struggle financially because they can’t differentiate between an asset and a liability.
What is an asset?
Kiyosaki’s definition of an asset is “something that puts money in your pocket.” Many things like real estate, business, and products can be considered assets.He argues that “rich people focus on building their assets.”
What is a liability?
In contrast, a liability is “something that takes money out of your pocket.”According to Kiyosaki, a liability can include things such as cars, holidays, eating out, subscriptions, and more. “If you look at the budget of a poor person, you’ll see that it is full of liabilities and has no assets, ” he argues.
What is the difference between an asset and a liability?
Kiyosaki looks at the example of a house. He argues that many people see a house as an asset. But for him, “your house is not an asset.”Why?
For Kiyosaki, a person’s house is not an asset because it takes money out of their pocket every month through taxes, insurance, mortgages, and maintenance costs. A house only becomes an asset if it can be sold at a profit.
On the other hand, a rental house may be an asset if the owner collects more rent than they pay in costs every month.
“The rich don’t work for money”
Kiyosaki points out that rich people don’t work for their money through income as employees do. Instead, they invest their money in assets that create more money.Disclaimer: NOT FINANCIAL NOR INVESTMENT ADVICE. Only you are responsible for any capital-related decisions you make, and only you are accountable for the results.
100% Success Money Back Guarantee
If our approach doesn’t outperform the overall crypto market during your subscription, we’ll give you a full refund of your membership. No questions asked. For quarterly and monthly subscribers this is applicable once your subscription runs for 6 consecutive months.
Take your next step towards crypto success
$799/year
Get everything you need to actively manage your portfolio and stay ahead. Ideal for investors seeking regular guidance and access to tools that help make informed decisions.
For your security, all orders are processed on a secured server.
What’s included in Pro:
Success Guarantee, if we don’t outperform the market, you get 100% back, no questions asked
24/7 access to experts with 50+ years’ experience
All of our top token picks for 2025
Our latest memecoins pick with 50X potential
On hand technical analysis on any token of your choice
Weekly livestreams & ask us anything with the team
Daily insights on Macro, Mechanics, and On-chain
Curated list of top upcoming airdrops (free money)
Our track record speaks for itself
With over 2.4M tokens and widespread misinformation in crypto, we cut
through the noise and consistently find winning assets.
Frequently Asked Questions
Can I trust Cryptonary's calls?
Yes. We've consistently identified winners across multiple cycles. Bitcoin under $1,000, Ethereum under $70, Solana under $10, WIF from $0.003 to $5, PopCat from $0.004 to $2, SPX blasting past $1.70, and our latest pick has already 200X'd since June 2025. Everything is timestamped and public record.
Do I need to be an experienced trader or investor to benefit?
No. When we founded Cryptonary in 2017 the market was new to everyone. We intentionally created content that was easy to understand and actionable. That foundational principle is the crux of Cryptonary. Taking complex ideas and opportunities and presenting them in a way a 10 year old could understand.
What makes Cryptonary different from free crypto content on YouTube or Twitter?
Signal vs noise. We filter out 99.9% of garbage projects, provide data backed analysis, and have a proven track record of finding winners. Not to mention since Cryptonary's inception in 2017 we have never taken investment, sponsorship or partnership. Compare this to pretty much everyone else, no track record, and a long list of partnerships that cloud judgements.
Why is there no trial or refund policy?
We share highly sensitive, time-critical research. Once it's out, it can't be "returned." That's why membership is annual only. Crypto success takes time and commitment. If someone is not willing to invest 12 months into their future, there is no place for them at Cryptonary.
Do I get direct access to the Cryptonary team?
Yes. You will have 24/7 to the team that bought you BTC at $1,000, ETH at $70, and SOL at $10. Through our community chats, live Q&As, and member only channels, you can ask questions and interact directly with the team. Our team has over 50 years of combined experience which you can tap into every single day.
How often is content updated?
Daily. We provide real-time updates, weekly reports, emergency alerts, and live Q&As when the markets move fast. In crypto, the market moves fast, in Cryptonary, we move faster.
How does the success guarantee work?
If our approach to the market doesn’t beat the overall crypto market during your subscription, we’ll give you a full refund of your membership fee. No questions asked. For quarterly and monthly subscribers this is applicable once your subscription runs for 6 consecutive months.
Recommended from Cryptonary
